body
	{
	margin:0px;
	padding:0px;
	font:13px Arial, Helvetica, sans-serif;
	background:#dde0ff;
	}

a:link, a:active, a:visited
	{
	color:#000000;
	text-decoration:underline;
	}
a:hover
	{
	text-decoration:none;
	}

h1, h2, h3, h4, h5, h6, ul, li, form, p
	{
	margin:0px;
	padding:0px
	}
h1, h2, h3, h4, h5, h6
	{
	font-weight:normal;
	}
h1
	{
	color:#04538f;	
	font:22px Arial, Helvetica, sans-serif;
	padding:5px 0px 10px 0px;
	background:url(../images/heading-bg.gif) no-repeat;
	}

p	
	{
	padding:0px 5px 20px 10px;
	}
	
.banner
	{
	float:left;
	padding-top:1px;
	padding-bottom:2px;
	}

#container
	{
	width:960px;
	margin:0px auto;
	padding:0px 0px;
	}

#navigation
	{
	background:url(../images/nav.jpg) repeat-x;
	float:left;
	height:28px;
	width:960px;
	font:bold 14px Arial, Helvetica, sans-serif;
	}
#navigation li
	{
	display:inline;
	list-style-type:none;
	}
#navigation a:link, #navigation a:active, #navigation a:visited
	{
	float:left;
	text-decoration:none;
	padding:6px 27px;
	border-right:1px solid #c3c3c3;
	}
	
#middlecontiner
	{
	float:left;
	width:960px;
	background:#FFFFFF;
	}
#lftpannel
	{
	float:left;
	width:580px;
	padding:5px 0px 0px 10px;
	text-align:justify;
	}

#rgtpannel
	{
	float:right;
	width:350px;
	padding:15px 10px 10px 10px;
	}

#footerwrapper
	{
	text-align:center;
	width:960px;
	font:12px/18px Arial, Helvetica, sans-serif;
	clear:both;
	padding:10px 0px 10px 0px;
	border-top:1px solid #666666;
	}
#footerwrapper a
	{
	color:#333333;
	text-decoration:none;
	}

.imgpad
	{
	float:left;
	padding:0px 10px 10px 0px;
	}